Jason's Wreck

November 10th, 2015 Jason was involved in a wreck which totalled his car. 

 Luckily he wasn't severely injured during the wreck. His car did not have any air bags. He hit the stirring wheel pretty hard with his hand and chest. We thought his hand might be broken but after a few days it seemed to be OK.

He didn't go to the hospital because he felt he would be fine. 

He had bruising on his chest, especially where the seat belt was. 

His knee hit the dashboard and was pretty sore for a week.

Overall, he was really lucky he wasn't hurt and could walk away.

 Jason was not at fault. He was going straight through a green light when some stupid driver pulled right in front of him making a left hand turn. 

This stupid driver was trying to out run the cars and turned in a diagonal way. Jason slammed on his break trying to avoid the wreck but he was going 35 - 40 miles an hour going through the light because it was green. 

The impact was so bad that the rear axle and tire of the other drivers car came completely off.

What makes me REALLY mad about this is that the other driver's insurance is All State. They are stating that Jason had 10% of the fault. What a crock! Also, All State got off easy, no medical bills, no rental car and it was an older cheaper vehicle. I can't believe they are trying to screw Jason with what is owed to him. 

How can he be at fault when Jason had the green light was going straight and the other driver turned in front of him? We are continuing the fight with All State - I can't believe they are putting any blame on Jason for this wreck - Argh!

He didn't get much for his car - a 1993 Ford Escort, but he did get some money. He found a 1984 Ford Bronco with 146K miles on it for $800. It runs and will get him where he needs to go without getting into debt. 

 At least he has wheels again to get him where he needs to be. It's such a manly vehicle. 

Unfortunately, It's so tall that I can't get into it without a helpful lift and push. ha ha ha!

The big kicker of this whole wreck is this:

Jason is currently going through a divorce which is now final.

His ex-wife received the paperwork for the yearly registration renewal for his car and never told him or forwarded to our home.

She also - without notifying us, took his car off of the insurance plan but couldn't remove Jason as an inusred driver until the divorce was final. 

They day before the wreck Jason got pulled over for expired registration and we found out that he didn't have a current insurance card in his car. The fine was $198.

The next day and the day of his wreck, he went and re-newed his car and found the current registration card. 

Then he got in a wreck. Just think of the damage that would have happened if the wreck was Jason's fault. He would have been ruined financially - just because of the actions of his ex-wife. 

I don't understand her doing this stuff without notifying us. It's just mean and I am so mad at her for putting us in this risk. 

Since Jason was an insured driver we were able to get the ticket for no insurance waved, but we still had to pay the ticket for expired registration - $69.

When I went through a divorce I was so nice about everything. It would never cross my mind to put someone whom I had loved into this type of risk. I'm so disappointed with this type of stuff. Unfortunately I've loved Sharon as a daughter and this behavior has completely burned the bridge on any relationship I might have had with her in the future. It makes me sad.

Now that the divorce is final - November 14th - we just move on.

We were lucky that the wreck wasn't Jason's fault. I shutter think what could have happened and am thankful that it all worked out and Jason has a car again and can move on with his life. 

Preparing My Yard For Winter

Preparing my yard for winter is always a big job. Pulling out all the annual flowers out of the ground and cutting down all the perennials. 

My city has free leaf and plant pick up in November. I try to get my yard completely cleaned up during this free pick up time. Our city ran the free pick up November 2 - 20th. That gave me 3 weeks to completely get it cleaned up. 

It's funny but I always wonder why I have so many flower beds in the spring and in the fall. It's such a huge job during these seasons. But, I have to admit that I do love to enjoy all the beauty it brings all summer long. One day as I get older, I plan to have most of the flower beds removed because it's such a big job. 

 While I was at Home Depot picking up the paper lawn garbage bags for recycling I saw a great deal on spring flower bulbs. I decided to get some and plant more flower to add to the spring beauty as the world awakens once again.  

 After cleaning up my berm, I planted all these bulbs - 240 bulbs on top of what I already have planted in my berm. It should be a beautiful sight if the squirrels don't dig them all up during the winter. 

 Bags and bags of garden clean up to be recycled and this is only 1 week out of the 3 weeks I put out bags of foliage from my gardens. I love free pick ups and the ability to recycle all the foliage from my gardens.

 We had our first light snow storm November 17th. It didn't last long and the roads were clean - which just happens to be my favorite kind of snow storm. You can see all my little flower beds are all cleaned up for winter. 

I've built lots of fires in my fire place and absolutely love the hardwood - firewood I purchased this year. It's nice and cozy to have a fire built, nice soothing music playing through the house and sitting a reading a book. Some of my favorite things in life. 

I'm blessed to have a strong body to take care of my yard. 

I'm blessed to have a beautiful warm home. 

I'm blessed to live in Idaho where I can enjoy 4 seasons of weather and all the beauty each season brings!

Ponderize Scripture for Nov 16 - 22

Week: Nov. 16 - 22, 2015

PONDERIZE. (Ponder and Memorize) Feast upon his words. 

Don't forget to save a little money each week too!! 

These 2 principles will lead to a better life.

“But Jesus called them unto him, and said, Suffer little children to come unto me, and forbid them not: for of such is the kingdom of God.” Luke 18:16

I live in the #1 City in the USA - Meridian, Idaho!!

We're #1, we're #1! That's right, Meridian was named the #1 city to live in by USA Today. We already knew we were #1, It sounds like the rest of the nation is taking notice.

1. Meridian, Idaho

Population: 87,739

Median home value: $193,900

 Poverty rate: 10.9%

Pct. with at least a bachelor's degree: 27.7%

Amenities per 100,000 residents: 169.8

Meridian, located just outside of Idaho's capital city of Boise, is 24//7 Wall St.'s best city to live in. The city is safe, and jobs have attracted growing numbers of new residents. Only 80 violent crimes were reported per 100,000 in Meridian last year, a fraction of the national violent crime rate of 366 violent crimes per 100,000 Americans.

#1 Best City to live in America.... Meridian, Idaho!

"The city is safe, and jobs have attracted growing numbers of new residents. 

I love living here!

A Thanksgiving Home

 It's November and of course my decorations need to change to reflect Thanksgiving.

 "Turkeys Welcome" hanging on my front door.

A Turkey flag waving in the fall breeze.

  On the inside of my front door are a couple of crafts from Brady. Unfortunately I didn't keep anything from Jason - The blessings of having children 10 years apart - now I am an older wiser mom that saves these cherished things verses a young hurried mom that didn't keep much after a season passed with pictures on the refrigerator. 

 Piano decorations,

 Indians and Pilgrims

 I made this cute turkey several years ago at a Relief Society craft night. 

 Mr. and Mrs. Turkey on the coffee table. 

 A larger view of my living room. Notice the cute turkey hanging on the wall. Brady made that in school from a wire hanger and a nylon and then added paper feathers and legs. It's one of my favorite decorations for Thanksgiving. So cute. 

 More Indians, turkey and Pilgrims.

 The bottom of this table is the horn of plenty, a huge pine cone turkey, Thanksgiving subway art, and a fun booklet that Brady made when he was young. I love that I kept these mementos. 

 "Gather Together with Thankful Hearts"

 Also another favorite decoration is my beautiful Indian girl. I only bring her out for Thanksgiving. She is beautiful. My mom gave her to me several years ago.

 Scarecrows on top of my refrigerator (they were there during October/Halloween but I didn't add them to my Halloween decoration blog).

 The window above my kitchen sink turned from a Halloween Potion center to Indians, turkey and Pilgrims. 

 More on top of my microwave. "Be Ye Thankful"

 Dining room cupboard. Turkey's and Pilgrims. 

 My sister Chris gave me these blocks "Give Thanks" and are at the edge of kitchen breakfast bar.
On the back of the blocks, it says "Jingle Bells" for Christmas. 

Of course my build a bear turkey. 

When I change seasonal decorations, I put all the old ones (Halloween) all on the bed of my spare bedroom. Then I carefully wrap them all in tissue paper and load them into totes until next year.
They are all wrapped up and put away. 

Happy Thanksgiving!

October Financial Wins

October was AWESOME! With lots of financial wins!

Blog Advertisement check: $106.57

Thanks for clicking on those ads!

Swagbuck wins!

Finished September with 9509 swagbucks or $95.09.

Ended October with 21903 or $219.03

I made $123.94 in October

I find that the closer it gets to Christmas the more I am working on making swagbuck money. My plans are to have a great Christmas for free!

I did purchase a $25 gift card so my final October balance is: 19703 or $197.03

I also have been on a health insurance discussion board for Select Health. I don't remember how I  became involve with this discussion group, but they have given me some Amazon gift card rewards that I haven't mentioned before. Here is what I have earned:

September they gave me $15 in Amazon gift cards!

October they gave me $30 in Amazon gift cards!

Just for being part of the discussion on health care insurance. Woo Hoo!

I also earned $100 for helping out one of my business customers I clean. They asked me if I could cover their office while the staff  (family business) was away for a weekend wedding. I covered the phones on a Monday morning while everyone was traveling back into town. It was fun to work in an office again, a nice change that gave me a nice financial bonus.  

I also earned a $50 gift card from my bank. It's part of an incentive program that gives a bonus if you reach a goal in your savings account. Now that I am debt free I am moving money into my savings account instead of paying bills. I love watching it grow. This is the first time I've reached the program incentive balance. I've always had to take money out of savings to help with college tuition, when my children need financial help or when I run short in paying bills. It's really nice that I am finally in a position to start building my savings emergency fund. 

Best of all I'm still debt free!

(except my house)